What is a lease?

• A lease is a value-added payment alternative that is similar to a purchase, but with legal & financial differences.
• The equipment selected by your organization is actually purchased by a lessor. The lessor then bills your organization for payments over the lease term.
• While you do receive full benefit of CompUSA's return policy and Manufacturer warranties, ancillary expenses like taxes, insurance and maintenance are the responsibility of your organization.
• You can pay off the lease at any time by paying the full remaining balance. If you enter into an additional lease, the payments can be rolled over into the new lease. If you choose to return the equipment at lease end, it is returned to lessor.

• You can choose from available lease terms of 12, 24, 36, 48 and 60 months, depending on the lease size and your business's credit quality.
• Your monthly payment will vary with the length of the term and final equipment cost. Typically, most business customers choose to lease based on a 36-month term.

• Purchase the leased equipment based on the option chosen at lease inception
• Purchase the leased equipment for 10% of the original equipment value at lease inception
• Purchase the leased equipment for a $1 purchase option (not available in TX, FL, AR, AK, and FL)
• Purchase the leased equipment for Fair Market Value (subject to equipment approval & agreed upon rate)
• Continue to lease on a month-to-month basis
• Return the equipment

• Conserve your lines of credit and cash resources.
• Leasing allows you to avoid outdated technology by returning equipment at the end of your term and re-leasing the most current products.
• A minimal cash expenditure is required to enter into a lease. Initial costs generally include a processing fee and 1 to 2 monthly payments that serve as a security deposit.
• Leasing allows you to choose a term that is customized to your financial needs.
• Affordable monthly payments allow your organization to obtain technology equipment while remaining within a budget.
• Flexible end-of-lease options allow your organization to continue to lease from month-to-month, return the equipment, or purchase the equipment using the purchase option that was selected at lease inception.
• Leasing may create tax advantages for your organization. A leasing tax specialist can assess your specific situation to determine if this is the case.